Just a short announcement, you guys.
I'm applying for a mortgage.
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This is not a drill.
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I'm really, really scared. And nervous. The little voice in my head that likes to screw with me keeps telling me that probably I won't even get approved. Probably the mortgage guy I'm working with will laugh politely and tell me to come back when my piggy bank is full.
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Even the pig is laughing. |
But I'm doing it anyway. Because
apartment life is getting to be a drag. Because I'd like to stop shoveling every raise I get straight into spiraling rent. And of course, because I'd like to take on a debt that is several times my annual salary.
They always say "Never eat anything bigger than your head." But it seems to me that a mortgage is precisely the financial equivalent of swallowing a watermelon whole. And while no one is encouraging people to do that (at least no one in my social circle, but maybe I don't get out enough), everyone thinks buying a home is a swell idea.
And I agree...I guess?
So. If I can manage to convince some bank somewhere that I'm both solvent and sane enough to trust with its money, I'm going to do this.
Watch this space for my (hopefully hilarious) adventures in house hunting.